April 24, 2006

My Ford Taurus Has Me Locked In

WHEN PEOPLE TALK about being "locked in" to their cars, they're usually talking in the context of being "locked into" a car lease. This painful and unpleasant experience often involves making regular payments for a car one no longer wants, plus extra payments for having driven too many miles in the car one no longer wants. Then at the end of it, one is stuck without a car.

However, I'm pleased to announce that I'm locked into my 1997 Ford Taurus for a different reason. You see, it's now so cheap to insure the bloody thing (it has 123,000 miles or so) that I'm going to have to drive it until it completely and utterly gives up the ghost. I don't know why, but this makes me feel like I've hit the jackpot.

Most people, I guess, would take this as a sign that it's time to buy a new car. Personally, though, I think my Taurus drives fine. Oh, sure, it's not something I'd take on a cross-country trip, but it gets me where I need to go and everything appears to run just as it should. Not only that, but it costs -- oh, it appalls even me. I mean, we're now talking in the hundreds, and not thousands, of dollars each year for insurance.

Maybe I'm so happy because I know that it can't last. I mean, a preschooler on a tricycle could run into the car and my car would be totaled. Plus, with the way gas prices are going, I won't be able to drive all that much. Still, there's something to be said for a good old fashioned win, and right here, I daresay I've got a winner.

Posted by Benjamin Kepple at April 24, 2006 09:16 PM | TrackBack

hundreds?? how much coverage do you have?

Posted by: Matthew S. Schwartz at April 27, 2006 02:56 PM

It's a pretty standard insurance deal; it's not like I've dropped the collision coverage, or anything like that. Still, THAT becomes an option soon enough too.

Posted by: Benjamin Kepple at April 27, 2006 06:57 PM
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